创业与组织管理

Optimal Financial Planning: Combining LLM Suggestions with Individual and Group Budgeting Models

Abstract

Jenika Nelima

This paper explores the synergy between Language Model (LLM) suggestions and traditional budgeting models for achieving optimal financial planning at both individual and group levels. As technology continues to play a pivotal role in personal finance, leveraging advanced language models can provide insightful recommendations to enhance budgeting strategies. The integration of LLM suggestions with individual and group budgeting models is examined to identify synergies, address challenges, and propose a comprehensive approach to financial planning. The study considers key aspects such as personalization, behavioral economics and collaborative budgeting for effective implementation.