Chandra Mohan S and Ramana DV
Human life in general strives to get the minimum necessities like basics of life like food, shelter and clothing along with minimum education and socio economic profile. The very known fact through studies from the nations that, still in 21st century many deprived struggling a lot even to have some minimum. The rising concerns from the environment due to urbanization, industrialization and changing civilization causing many natural calamities like draught, drought, tsunamis, quakes and diseases. The movement certainly awakes the areas like social security and standard. Being the species of society it has become hard to get standard of life. The one prime area insurance plays major role in bringing standard and strength to the life. The present scenario of insurance coverage and the business trend is in positive and with good potential. The status of India and Indian population are at bottom level with least number of insured and coverage. The recent initiation taken by the central government to hike FDI limit from the existing 26% to 49% has been welcomed by many industrialists. The decision is even more time based and more indeed. At the same time it alarms’ many concerns like system efficiency, strategy, execution and transparency. This initiative tried explaining some of those concerns with the support of reports and releases.
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